Introduction to Our Terms
Welcome to EverChart.org! By accessing and utilizing our website, which provides valuable information on Personal Finance, Loan Tips, Credit Improvement, and Money Management, you are agreeing to comply with and be bound by the following terms and conditions of use. These terms, together with our Privacy Policy, govern EverChart.org's relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.
Website Use and Content Guidelines
The content of the pages of EverChart.org is for your general information and use only. It is subject to change without notice. While we strive to provide accurate and up-to-date financial guidance, we do not provide personalized financial advice. The information presented here should not be considered a substitute for professional financial consultation. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
User Responsibilities and Account Conduct
Should EverChart.org offer features that require account registration, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or mobile device. You agree to accept responsibility for all activities that occur under your account or password. Any content you submit or post on our platform must be your own original work or you must have the necessary licenses and permissions to use it. Prohibited activities include, but are not limited to, fraudulent conduct, illegal activities, harassment, or the dissemination of harmful software.
Intellectual Property and Copyright
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics, as well as all articles, guides, and tools related to credit improvement and money management. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
External Links and Third-Party Resources
From time to time, EverChart.org may also include links to other websites. These links are provided for your convenience to provide further information on topics like loan tips and advanced personal finance strategies. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). We encourage you to review the terms of use and privacy policies of any third-party sites you visit.
Disclaimer of Warranties
Your use of any information or materials on EverChart.org is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements. We provide the website on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, or products included on this website.
Limitation of Liability
EverChart.org, its directors, employees, and agents will not be liable for any damages of any kind arising from the use of this website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages. This includes issues related to your pursuit of money management goals or understanding complex personal finance topics based solely on our content. We aim to be a helpful resource, but ultimate financial decisions are your own responsibility.
Indemnification
You agree to indemnify, defend, and hold harmless EverChart.org, its affiliates, officers, directors, employees, consultants, and agents from any and all third-party claims, liability, damages, and costs (including, but not limited to, attorney's fees) arising from your use of our site, your violation of these terms of use, or your infringement of any intellectual property or other right of any person or entity.
Governing Law and Jurisdiction
Your use of EverChart.org and any dispute arising out of such use of the website is subject to the laws of the jurisdiction where our company is registered, without regard to its conflict of law provisions. Any legal action or proceeding relating to your access to, or use of, the website or our services shall be instituted in a state or federal court in that jurisdiction. You agree to submit to the jurisdiction of, and agree that venue is proper in, these courts.
Changes to These Terms
EverChart.org reserves the right to amend these Terms of Use at any time. Any changes will be posted on this page, and your continued use of the website after such changes have been posted constitutes your acceptance of the revised terms. We encourage you to review these terms periodically to stay informed about our commitments regarding your use of our valuable financial resources.
Contact
If you have any questions or concerns regarding these Terms of Use, please do not hesitate to reach out to us. We are here to help clarify any aspect of our site’s operation and your interaction with our content on Personal Finance, Loan Tips, Credit Improvement, and Money Management.